Working Capital Loans

Working capital loans provide the flexible financing you need to cover everyday business expenses, manage cash flow gaps, and take advantage of growth opportunities. Whether you need to purchase inventory, cover payroll, or handle seasonal fluctuations, our working capital solutions give you the breathing room to operate and grow.

Loan Amounts

$10,000 - $500,000

Terms

3 - 18 months

Approval Time

24-48 hours

Funding Speed

3-5 business days

  • No collateral required for loans under $100,000
  • Flexible repayment terms based on your cash flow
  • Use funds for any business purpose
  • No prepayment penalties

Revenue-Based Financing

Revenue-based financing offers a unique alternative to traditional loans, with repayment terms that flex with your monthly revenue. This makes it ideal for businesses with seasonal fluctuations or variable income streams. You repay a fixed percentage of your monthly revenue, so payments automatically adjust up or down based on your performance.

Loan Amounts

$25,000 - $500,000

Repayment

% of monthly revenue

Factor Rate

1.15 - 1.35

Minimum Revenue

$15,000/month

  • Payments automatically adjust with your revenue
  • No fixed monthly payment amount
  • Perfect for seasonal businesses
  • Fast approval and funding process

Equipment Financing

Equipment financing allows you to acquire the machinery, vehicles, technology, and other equipment your business needs without depleting your working capital. The equipment itself serves as collateral, making this one of the most affordable financing options available.

Loan Amounts

$10,000 - $2,000,000

Terms

Up to 7 years

Down Payment

10% - 20%

Equipment Types

New or used

  • Finance new or used equipment
  • 100% financing available for qualified buyers
  • Tax advantages (Section 179 deduction)
  • Fixed monthly payments
  • Equipment serves as collateral

Business Lines of Credit

A business line of credit gives you access to revolving capital that you can draw from as needed. Only pay interest on what you use, and as you repay, your available credit replenishes. It's the perfect safety net for managing cash flow and handling unexpected expenses.

Credit Lines

$10,000 - $500,000

Renewal

Annual review

Draw Period

12 months

Interest

Only on used funds

  • Draw funds only when you need them
  • Revolving credit that replenishes as you repay
  • No draw fees or annual fees
  • Quick access to capital for opportunities or emergencies
  • Build credit history for future financing

Our Simple Application Process

Get funded in as little as 3-5 business days with our streamlined process

1

Submit Application

Complete our simple online application or contact us directly. We'll need basic business information and 3-6 months of bank statements.

2

Get Approved

Our team reviews your application and provides a decision within 24-48 hours. We'll present you with customized loan options.

3

Review Terms

Review your loan agreement, ask questions, and make sure you understand all terms. We believe in complete transparency.

4

Receive Funds

Once you accept the terms, funds are deposited directly into your business bank account within 3-5 business days.

Ready to Get Started?

Let's discuss which financing solution is right for your business. Contact us today for a free consultation.

Apply Now